Many people struggle financially for months or years before deciding to explore their options in bankruptcy. The last straw often comes in the form of a sheriff or process server showing up at the door with a summons. When this happens, it can be overwhelming. Faced with a lawsuit, bankruptcy may be your best option. When you consult with our office, we will let you know the pros and cons of bankruptcy. Pros: Bankruptcy offers relief Bankruptcies are filed in the United States … [Read more...]
Combat Veterans
A successful VA claim has three elements: An event in Service; A current condition; A nexus between the event in service and the current condition. So how do you prove an event in service if there is no record of the event because there were no record keepers in Afghanistan, Southwest Asia or on board that battleship in Vietnam? VA rules and regulations address this problem. There is special treatment for combat veterans under 38 U.S.C §1154(b) implemented by 38 C.F.R. … [Read more...]
Will I Lose My Assets By Filing Bankruptcy?
Many people are overwhelmed by their debt but afraid to consider bankruptcy because they might lose their car or house. When a person files for bankruptcy, she must list all her assets. However, many times there is protection for the asset called an exemption, or there is very little equity in the asset. Equity is the difference between what is owed on the lien against an asset and the value of the asset. For example, a debtor might own a 2010 Kia Sorento worth $10,000.00. If he owes … [Read more...]
VBA Compensation & Pension Preparation
You have been scheduled for a C&P exam as part of your appeal/application and the Regional Office has determined that you have met a minimal standard qualifying you for an evaluation by a physician to determine the etiology and/or severity of your condition. WHO ARE THE EXAMINERS? The Compensation and Pension examination may take place at a VA Medical Center, outpatient clinic or with a contract examiner. The VA has contract sources to assist with getting these examinations done in a … [Read more...]
What to Expect from Bankruptcy When You Owe Child/Spousal Support
Domestic Support Obligations (DSOs) Child support and spousal support are often referred to as domestic support obligations, or DSOs. Many individuals who file bankruptcy have a DSO, so this is a common topic of concern. First and foremost, domestic support obligations are not dischargeable. Debtors cannot get rid of any amount of child support, spousal support, or arrearages related to a domestic support obligation by filing bankruptcy. If you owe a co-parent or ex-spouse a support … [Read more...]
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