When to file the bankruptcy The stress of dealing with overdue bills and creditors calling can put a strain on any marriage.  Frequently, divorce causes debt, or financial difficulties are a big factor in leading to divorce.  If you are considering a divorce and have substantial joint debt, you should file bankruptcy before a divorce is final.  By doing this, the debt component is greatly simplified in the divorce proceeding - if not eliminated completely.  This not only takes away the worry … [Read more...]